Would you rather always have exact change in your pocket for whatever you wanted to buy (large purchases like cars and houses included), or a large lump sum of money?
In all the years I’ve asked people this question, I’ve only ever had one person agree with my point of view, and that was my mother.
I would much rather have exact change in my pocket for whatever I wanted to buy. I could buy a round of drinks for a bunch of friends, or pull out a $20 for the homeless guy walking down the street, or buy a new car when I needed one. I could fix my house, I could adopt ten cats (yes, I’m going to be the crazy cat lady eventually), or I could buy a new iPad and all the apps I could ever dream of wanting.
I could pay off the national debt. I could fund the best political candidate. I could hire a housekeeper!
As opposed to having a set sum of money, $100 million, for instance. Your dreams are limited with limited funds.
Just sayin’…